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You may not be lazy at all, just stretched for time.? To be an active investor takes effort.? It means hearing about a ?great? stock tip and doing your own research before buying.? In the 1990?s when everyone seemed to be a day trader, it was easy to feel left out.? Those who jumped into

While the market appears to fear the potential for rising rates and rising inflation, the bond market improved with prices up and interest rates lower.? Treasury rates were lower for all maturities at the close of Thursday September 24, 2009. The three month Treasuries fell by one basis point or 1/100 of a percent for the

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Farmers National Bank is offering some of the best CD rates on the long end, 5 year CD term.? Farmers National Bank is an independently owned Kansas bank that has been operating since 1886.? Farmers National Bank offers personal and commercial banking services.? Farmers National Bank is independently owned by Farmers National Bancshares Inc. a

Bank CD?s have become a more popular savings vehicles as competition among banks has increased interest rates and the accounts?offer security provided by the insurance by the FDIC.? However,?a commonly mentioned drawback to CD?s is the early withdrawal penalty.? CD early withdrawal penalties are easily managed and should not be a barrier to sound investing

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Oregon Coast Bank is a locally owned state chartered bank headquartered in Newport, Oregon.? Oregon Coast Bank has been FDIC insured since July 8, 2002.? The bank is chartered as a Federal Reserve Non-member bank.? Therefore the primary regulator is the Federal Deposit Insurance Corporation (FDIC).?? The bank has four bank branches in Newport, Pacific

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Interest rates moved measurably lower after the release of the FOMC statement on September 21. The ten year US Treasury bond rate shed 11 basis points or 11/100?s of a percent between the market opening on Tuesday to the close of the day. The ten year Treasury rate started the day with a

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Certificates of Deposits offer guaranteed yields, flexibility, and the safety of FDIC insurance.? With a bank CD, you lock in a high yield that?s guaranteed from the day you open the account until the day it matures. You know exactly what return you?ll get and when you?ll get it.? Broadway Federal Bank is a community

In 1987, Congress passed the Expedited Funds Availability Act, which limits the length of time that a financial institution may hold the funds from a deposited check. The law balances the risks that a financial institution faces from an uncollected check with the needs of customers and depositors. Regulation CC implements the Expedited

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Finding the best savings rates in Ohio has become a little easier.? Peoples Community Bank, a West Chester, Ohio federally chartered savings bank is offering one of the best savings packages in Ohio.? The bank has advertised this weekend in the Cincinnati Enquirer a tiered savings account yielding 4.00%.? This account has a minimum deposit

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The act of estimating future events, particularly business operations.

This week, CD interest rates moved downward by a very small margin. Based on the current survey of bank CD rates from Selectcdrates.com, there were some minor loss in the average yield for the six month and five year CDs while the one year and two year rates remained unchanged. The average yield on

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